Manitoba, MB Debt Collectors. MB, Manitoba Collection Agencies.

Debt collection in Canada is governed by the provinces and territories. All the provinces and territories have similar laws, which attempt to strike a balance between giving creditors an opportunity to collect the money that is owed to them and preserving the debtors' rights not to be unduly harassed and to be treated with dignity. Collection efforts can be persistent but collectors cannot phone at unreasonable hours or jeopardize the debtor's job by interrupting him or her at work.

Unreasonable Collection Practices

Debt collectors are not allowed to:

Make a charge or threat that has nothing to do with the collection of the debt;
Make abusive calls in which they lose their temper and use profanity or other verbal abuse;
Talk to your employer without your permission, unless it's to confirm your employment;
Talk to you, your family or your employer in a way that will humiliate or distress anyone.
Make frequent calls that constitute harassment. Unless you provide the reason, a collector should NEVER call you more than once a day. Reasonable collection practices should not require that the collector call you more than once a week or every second week in order to determine if your financial situation has changed;
Give you a document that is made to look like an official court document when it isn't.

Reporting Complaints about a Collection Agency

Manitoba
Consumers Bureau
Manitoba Finance
302-258 Portage Avenue
Winnipeg MB R3C 0B6
Tel: (204) 945-3800
Toll Free: 1-800-782-0067 (in Manitoba)
Fax: (204) 945-0728
E-mail: consumersbureau@gov.mb.ca

A comprehensive explanation from Financial Consumer Agency of Canada

Canadian Law