Meeting with the Trustee.

Please call us for a FREE consultation: 1-877-959-5431 (24/7).

Manitoba Bankruptcy Information.

Click to TextQuestions? Click to Text. (M-F 11-7.)

How Bankruptcy Works.

Welcome to our website! We help people get a fresh start. We have written this website information in plain straightforward English. If you have any questions, ask them here, and we'll get back to you within one business day. - Earl Sands, Licensed Insolvency Trustee.

As soon as you locate a local Licensed Insolvency Trustee you can contact the trustee by phone to set up a FREE no risk consultation by phone or you can schedule an evaluation at the trustee office.

We have Manitoba Licensed Insolvency Trustees serving the following areas:

Winnipeg, Brandon, Northern Manitoba, Carmen, Deloraine, Killarney, Neepawa, Morden, Portage La Prairie, Selkirk, Souris, Steinbach, Virden and Winkler, MB. Kenora, Ontario

Got Money Problems? Need Assistance?

Our Manitoba Licensed Insolvency Trustees Can Help With Your Money Problems!For a FREE, NO OBLIGATION CONSULTATION telephone one of our local trustees in bankruptcy.

The fees charged by your trustee are set by the government. Once you have gone insolvent by going bankrupt or filing a consumer proposal your creditors will not be able to contact you for any reason by law.

How Bankruptcy Works.

What you keep   What it costs

meeting the trustee

Our website was written with the purpose of providing Manitoba bankruptcy and proposal information to those individuals who are overwhelmed with debt and who are considering going insolvent as a way of handling their debt.

The bankruptcy laws in Manitoba were written to give a person who is struggling with debt a chance for a fresh start to a new financial life. We have a team of local trustees who are friendly, helpful and are very well trained and skilled professionals. The trustee can point out to you how you can avoid bankruptcy by refinancing, consolidating your debt, making a settlement with your creditors through a third party, and / or managing your finances better.

When you are ready to learn about your debt relief options you can find a list of trustees in many cities across Manitoba that are able to provide a no cost, risk free initial consultation to discuss your finances and the options available to you for handling your debt based on your finances, assets and income.

The cost of a bankruptcy.

Trustee's fees are regulated by the government so it will cost the same no matter which trustee a person uses. The cost will vary depending on the income and family situation.

Most people pay the minimum cost which is $1,800.00, and can be paid at the rate of $200 a month for nine months.

This Bankruptcy Calculator will calculate the required payments for you and tell you how long you will be in bankruptcy.

Ontario bankruptcy exemptions are found at this link.

MB flag If a Manitoba bankruptcy or a Manitoba proposal is your best option for getting a fresh financial start you are allowed to keep the following assets:


Our Offices

Insolvency Questions?

Ask a Trustee in confidence.


Bankruptcy FAQs;

How bankruptcy works;

Consumer Proposals;
Avoiding bankruptcy.

Time in Bankruptcy;

Bankruptcy Fees;

Manitoba Bankruptcy Exemptions;
Assets you keep.

Ontario Bankruptcy Exemptions;
Assets you keep.

Debt erased in a bankruptcy or a proposal;

Credit Counsellors & Trustees;
Get the facts!

Free Credit Report;

Collection Agencies;

Credit Bureaus;

Privacy Policy;


After Bankruptcy:

Rebuilding and getting credit after bankruptcy or a proposal;

Budgeting Spreadsheet.

Get a Credit Card;

Get an Auto Loan;

Get a Mortgage.

Our Manitoba Offices:








Other Manitoba Areas we Service:

Northern Manitoba

Southern Manitoba:

Carmen; Morden; Portage La Prairie; Selkirk; Steinbach; and Winkler.